Marketplace first-responder-program-finder

Use when an agent needs to navigate the FirstResponderHomePrograms website UI to find statewide verified programs, under-review signals, free deeper-opportunity teasers, or paid Research Vault and workspace information.

install

source · Clone the upstream repo

git clone https://github.com/aiskillstore/marketplace

Claude Code · Install into ~/.claude/skills/

T=$(mktemp -d) && git clone --depth=1 https://github.com/aiskillstore/marketplace "$T" && mkdir -p ~/.claude/skills && cp -r "$T/skills/daanaagua/first-responder-program-finder" ~/.claude/skills/aiskillstore-marketplace-first-responder-program-finder && rm -rf "$T"

manifest: skills/daanaagua/first-responder-program-finder/SKILL.md

source content

FirstResponder Program Finder

Use this skill when the task is about using the website UI of https://firstresponderhomeprograms.com/, not when the task is about editing the codebase or calling internal APIs directly.

Core framing

The site is:

a neutral information site
not a lender
free for statewide verified program discovery
layered so local, specialty, and deeper research can sit behind the paid workspace

It mainly helps answer:

whether a state has verified statewide options
which official options fit a state and role
the support type, amount, and repayment structure
whether there are under-review official signals
whether the state has deeper opportunities beyond the free layer
how a paid user should use the private workspace

Workflow

Decide whether the user needs:
- free statewide verified information
- under-review information
- deeper/local/specialty information
- private workspace features
For normal public discovery, start with the homepage finder.
For state-level overview, go to the state page.
For full rules, official documents, and official options, open the program detail page.
If the finder shows
```
0 verified matches
```
, do not stop there. Check:
- whether
```
Support type
```
  should be reset to
```
Any
```
- whether
```
Repayment
```
  should be reset to
```
Any
```
- whether under-review signals exist
- whether the state has deeper opportunities
If the task needs local, specialty, employer, pension, or full research records, move into the paid workspace flow.

Keep these layers distinct:

```
Verified
```
```
Under review
```
```
Deeper opportunities teaser
```
```
Research Vault
```

Quick rules

On the homepage finder,
```
State
```
and
```
Role
```
are required.
```
Support type
```
and
```
Repayment
```
are optional.
```
State
```
accepts:
- full state names
- two-letter abbreviations
- case-insensitive input
Verified results appear first.
Under-review signals are expanded separately.
Deeper opportunities are shown as a teaser in the free layer, not as free detailed records.
If there are no verified matches:
- try clearing optional filters
- check under-review signals
- check the deeper-opportunities teaser
Do not present the site as:
- an instant quote tool
- an underwriting tool
- a pre-approval tool
- a lender recommender

Free layer

Read

references/free-finder-and-state-pages.md

before answering detailed navigation questions.

Use the free layer for:

homepage search
state-level verified discovery
official option review
under-review summaries
official document links
free deeper-opportunities teaser counts and categories

Homepage finder

Path:

```
/
```

Best for:

"Texas firefighter home loans"
"Connecticut first responder mortgage help"
"Ohio EMT down payment assistance"

Recommended agent path:

enter state
enter role
optionally set support type and repayment
click
```
Search
```
review verified results first
expand under-review signals if needed
inspect deeper teaser if present

State pages

Examples:

```
/states/connecticut/
```
```
/states/texas/
```

State pages help the agent answer:

how many verified statewide programs the state has
whether under-review signals exist
whether deeper opportunities exist
what governance/review status the page carries

Program pages

Program pages are for:

amount or structure
who qualifies
support type
repayment / forgiveness / triggers
official documents
official option matrix

If a finder row represents an official option, the program detail page may already open with the matching option highlighted.

Paid layer

Read

references/paid-decision-pack-workspace.md

before explaining paid access.

The paid layer is centered on:

```
Decision Pack
```
```
Account
```
```
Workspace
```
```
Research Vault
```

Sign-in entry

Anonymous users:

should see
```
Sign in
```
may encounter an auth modal first

can also use:

```
/account/sign-in/
```
```
/account/register/
```
```
/account/forgot-password/
```

Supported account paths:

Google sign-in
email registration and email/password sign-in

Workspace entry

Signed in, not purchased:

header should usually show
```
Account
```
primary page is
```
/account/
```

Active paid user:

header should usually show
```
Workspace
```
primary page is
```
/account/workspace/
```

What the paid user can access

The paid workspace can include:

```
Research Vault
```
```
Saved scenarios
```
```
Saved programs
```
```
Saved opportunities
```
```
Comparisons
```
```
Conflict checks
```
```
Question kit
```
```
Action checklist
```
```
Reminder settings
```

The Research Vault is not just a list of verified programs. It may include:

```
Current opportunities
```
```
Needs judgment
```
```
Historical / blocked
```
```
Research notes
```

Agents should say clearly:

these are research records
not every record is a verified, broadly available current program
conditional, historical, and blocked records require direct source review and user judgment

When to use this site

Good fit:

starting from statewide verified programs
reviewing official options
explaining under-review signals
showing whether a state has deeper opportunities
guiding paid users into the workspace

Bad fit:

instant mortgage quotes
lender underwriting decisions
definitive eligibility promises
monthly payment calculations

Recommended language

Prefer:

```
verified
```
```
under review
```
```
deeper opportunities teaser
```
```
Research Vault
```
```
official option
```
```
official documents
```

Avoid:

"the site has confirmed you qualify"
"this is the lender's approval result"
"all records are equivalent programs"

Minimal answer template

When a user asks how to use the site, the safest short answer is:

Start on the homepage and enter
```
State
```
and
```
Role
```
.
Review
```
Verified matches
```
first.

If there are

0 verified matches

, reset

Support type

and

Repayment

back to

Any

Then expand
```
under-review signals
```
.
Then check
```
Deeper opportunities in this state
```
.
Open the state page for statewide overview.
Open the program detail page for rules and official documents.
Use the paid workspace only when local, specialty, or deeper research detail is needed.